For Blaney Group — Delivering Services on Behalf of Wealth Labs

Effective Date: July 11, 2025

These Terms and Conditions (“Terms”) govern your use of this website (blaneygroup.com) and your enrollment in the Medicare agent training and onboarding program delivered by Blaney Group LLC in partnership with Wealth Labs, a licensed Medicare agency. By accessing this site or participating in the program, you agree to the terms outlined below.

1. Services Offered

Blaney Group provides the operational infrastructure, training delivery, and onboarding coordination for individuals seeking to launch a career as a licensed Medicare sales agent. Through this program, you will receive:

• State-specific Medicare license exam preparation

• Sales training and onboarding

• CRM access, lead management tools, and workflow systems

• Contracting with Wealth Labs upon successful program completion and licensure

Wealth Labs is the licensed Medicare agency with which you will be contracted. Blaney Group is not a licensed Medicare agency and does not sell insurance products.

2. Legal Entity & Merchant of Record

All payments, administrative operations, and support are handled by:

Blaney Group LLC
151 Calle de San Francisco, PMB 0286
San Juan, PR 00901
Registered in the United States

Your financial statement will list “Blaney Group” as the payment recipient. Wealth Labs does not receive payments directly and is not the merchant of record.

3. Deposit & Refund Policy

A $4,000 deposit is required to secure your spot in the training and onboarding program. This includes:

• License exam preparation

• Training materials and live instructional sessions

• Sales platform onboarding, CRM setup, and lead system access

• Placement and contracting with Wealth Labs (pending license and completion)

Refund Policy:
If you choose to withdraw prior to the start of training or accessing any program materials, you may request a refund within 7 days of payment. A $500 administrative fee will be deducted from the refund to cover processing and preparation costs.

Once training begins or materials are accessed, the deposit becomes non-refundable.

4. Licensing & Agent Contracting

To be contracted with Wealth Labs, you must:

• Be eligible to obtain a life/health insurance license in your resident state

• Complete all required training

• Pass the licensing exam

• Fulfill onboarding requirements

Upon successful completion, you will be contracted as a 1099 independent sales agent for Wealth Labs. You are not being hired as an employee of Blaney Group or Wealth Labs.

5. Income Disclaimer

While the program includes training, leads, systems, and contracting, your earnings are not guaranteed. Income depends entirely on your licensing status, performance, adherence to compliance standards, and effort.

6. Communication Consent

By submitting your contact information or enrolling in the program, you consent to receive communications from Blaney Group and Wealth Labs via:

• SMS

• Email

• Phone

You may opt out of communications at any time by replying “STOP” or using the unsubscribe link.

7. Website Use & Security

You agree not to misuse this website or attempt to access data or systems you are not authorized to access. This website is secured via SSL and reasonable commercial safeguards.

8. Governing Law

These Terms are governed by the laws of the Commonwealth of Puerto Rico and applicable U.S. federal law. Any disputes will be subject to the jurisdiction of courts located in Puerto Rico.

9. Contact Information

For questions, support, or refund inquiries, contact:
contact@blaneygroup.com
Blaney Group LLC
151 Calle de San Francisco, PMB 0286
San Juan, PR 00901